Dr. David Großmann

Short Profile

Since February 2014, David Großmann is an external doctorate candidate at the Department of Finance and Accounting. Here, he conducts research on banking regulation. After he obtained a Bachelor of Science Degree at Hochschule der Sparkassen-Finanzgruppe - University of Applied Sciences – Bonn he specialised in Accounting and Controlling during his MBA programme at the Westfälischen-Wilhelms University Münster.

Currently, David is a  doctorate candidate at the Claussen-Simon Graduate Centre at HSBA and works at the Hamburger Sparkasse AG (Department of bank controlling) in parallel. Prof. Dr. Peter Scholz, HSBA, and Prof. Dr. Stefan Okruch, Andrássy Universität Budapast, are his supervisors.

David presented his research endavours at the 27th European Conference on Operational Research in Glasgow, the World Finance Conference 2016 in New York as well as at the "Merton H. Miller" Doctoral Seminar of the European Financial Management Association in Basle. Furthermore, he contributed articles in the Journal of Applied Finance and Banking, Credit and Capital Markets as well as in die Bank - Zeitschrift für Bankpolitik und Praxis.

Research Areas

  • Dissertation Topic: Regulatory Standards for Business Models
  • Corporate Finance
  • Leverage Ratio
  • Structural Liquidity Ratios


Journal articles (refereed)

Grossmann, David and Peter Scholz. 2019. "The Golden Rule of Banking: Funding Cost Risks of Bank Business Models." Journal of Banking Regulation  20(2): 174-196. https://doi.org/10.1057/s41261-018-0080-5.

Scholz, Peter, David Großmann and Sinan Krueckeberg. 2018. "Better The Devil You Know Than The Devil You Don’t — Financial Crises between Ambiguity Aversion and Selective Perception." The Central European Review of Economics and Management  2(1): 155-174.

Großmann, David and Peter Scholz. 2017. "Bank Regulation - One Size Does Not Fit All." Journal of Applied Finance and Banking,  7(5): 1-27.

Grossmann, David. 2017. "Leverage Ratios for Different Bank Business Models." Credit and Capital Markets  50/4: 545-573.

Journal articles (non-refereed) / newspaper

Grossmann, David. 2017. "Testing the Impact of Higher Capital Requirements on Unlisted German Banks for a Short-Term Investment Period." E-CONOM Online Scientific Journal  7(1): 66-74.

Grossmann, David. 2016. "Bankenregulierung nach Maß - Welches Geschäftsmodell darf es denn sein?." die bank - Zeitschrift für Bankpolitik und Praxis  12: 28-30.

Conference presentations (non refereed)

Großmann, David. 2016. "Merton H. Miller." Presentation held at the Doctoral Seminar der European Financial Management Association (EFMA 2016) in Basel.

Großmann, David and Peter Scholz. 2016. "Leverage Ratio: One Size Does Not Fit All." Presentation held at the 7th World Finance Conference, New York, USA, 29.-31.07.2016.

Großmann, David. 2015. "Leverage Ratio: One Size Does Not Fit All." Presentation held at the 27th European Conference on Operational Research, Glasgow, 12.-15.06.2015.

Working papers

Großmann, David. 2018. "A Brief Literature Review on Bank Business Models.." Working paper, SSRN.

Scholz, P., Grossmann, D., Krückeberg, S. 2017. "A Never Ending Story? The Dependency of Financial Crisis and Uncertainty." Working paper, SSRN.

Other Publications / Presentations

Grossmann, David. 2020. "Alle Banken sind gleich, aber manche sind gleicher. Konzeption zur Regulierung unterschiedlicher Geschäftsmodelle." The Bank Blog. Aktuelles und Grundsätzliches rund um Banken und Finanzdienstleister. 04 February 2020.