Zagreb School of Economics and Management (ZSEM)

About ZSEM

Would you like to study at an AACSB-accredited business school in a charming city that is not yet overrun by tourists and where the cost of living is considerably lower than in Hamburg? If so, ZSEM in Croatia is a good choice!

Key Facts

Country Croatia
City Zagreb
Language of instruction English
Places/Year 2
Study programmes Business Administration
Termtime WS Early Sept - Jan
Termtime SS Jan - Jun
Application documents Application form, CV, transcript and more (see fact sheet)
Language course for exchange students Croatian
Cost of Living 36% lower than in Hamburg (


Plitvice Lakes National Park, the Old Town in Dubrovnik and of Trogir and the Cathedral of St. James in Šibenik are just some of Croatia’s World Heritage Sites. The country has more than 6,000 km of coastline and has been a member of the European Union since 2013. With idyllic beaches with turquoise water, rivers ideal for rafting, narrow medieval streets with early Christian mosaics and a mild climate, there are plenty of reasons to experience Croatia, one of the places with the richest water reserves in the world. Almost 90% of the 4.4 million inhabitants are Roman Catholic. The currency is the kuna (international currency symbol is HRK, 1 kuna ≈ EUR 0.13), but euros are also accepted in some tourist regions.


The capital city, Zagreb, has almost 800,000 inhabitants and is by far the largest city in Croatia (followed by Split with 178,102 inhabitants). It constitutes a charming link between eastern and western Europe. On average, the cost of living is 36% lower than in Hamburg (Source: Although the city is still relatively unknown as a travel destination, Zagreb offers wonderful nature, beautiful parks and gardens as well as a diverse cultural life with more than 20 theatres and an active night life (the large number of universities means that Zagreb has a high percentage of young people) and not just lots of beaches but also lots to see.


With more than 1,200 students, 17% of whom come from abroad, ZSEM is Croatia’s largest private university. ZSEM obtained AACSB accreditation in 2013. Only 5% of all the world’s business schools can boast this international accreditation, which testifies to a university’s quality in terms of the educational and career opportunities, the curriculum and the faculty at the university. Not only is ZSEM well organised, it is also well known for its friendly and familiar atmosphere and innovative teaching methods.


Although ZSEM does not provide any accommodation, ZSEM students (“buddies”) and exchange students are put in touch with each other and help each other find accommodation. Depending on the location and standard, apartments are generally available for between EUR 250 and EUR 500. 

Questions?Anna Beek HSBA
Anna Beek HSBA

Anna Beek

Operational Director Research & International Office
+49 40 822160-956

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